{"id":3072,"date":"2025-08-11T11:13:37","date_gmt":"2025-08-11T09:13:37","guid":{"rendered":"https:\/\/nuvero.mycoqpit.fr\/subscription\/"},"modified":"2026-01-28T14:35:12","modified_gmt":"2026-01-28T13:35:12","slug":"subscription","status":"publish","type":"page","link":"https:\/\/nuvero.mycoqpit.fr\/en\/subscription\/","title":{"rendered":"Subscription"},"content":{"rendered":"

Subscription<\/h1>\n

Comparison \u2014 LOA vs Credit vs Nuvero Subscription<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Criteria<\/th>\nHP (Hire Purchase with Option to Buy)<\/th>\nCar Loan<\/th>\nNuvero (Luxury Subscription)<\/th>\n<\/tr>\n<\/thead>\n
Initial deposit<\/td>\n\u274c Deposit of 10 to 30\u00a0%<\/td>\n\u274c Deposit of 10 to 20\u00a0%<\/td>\n\u2705 No deposit required<\/td>\n<\/tr>\n
Commitment period<\/td>\n\u274c Fixed 36 to 72\u00a0months<\/td>\n\u274c Rigid 48 to 84\u00a0months<\/td>\n\u2705 12\u00a0months, flexible and renewable<\/td>\n<\/tr>\n
Insurance included<\/td>\n\u274c Not included<\/td>\n\u274c Not included<\/td>\n\u2705 Yes, comprehensive and premium<\/td>\n<\/tr>\n
Maintenance & assistance included<\/td>\n\u26a0\ufe0f Sometimes included depending on the contract<\/td>\n\u274c At the customer\u2019s expense<\/td>\n\u2705 Yes, all-inclusive<\/td>\n<\/tr>\n
Registration & taxes<\/td>\n\u26a0\ufe0f Sometimes billed separately<\/td>\n\u274c At the owner’s expense<\/td>\n\u2705 Included in the monthly payment<\/td>\n<\/tr>\n
Environmental penalty tax<\/td>\n\u274c Penalty included in the price<\/td>\n\u274c Penalty payable on purchase<\/td>\n\u2705 No penalty (covered by Nuvero)<\/td>\n<\/tr>\n
VAT (Andorra)<\/td>\n\u274c 20\u00a0% (France)<\/td>\n\u274c 20\u00a0% (France)<\/td>\n\u2705 Only 4.5\u00a0%<\/td>\n<\/tr>\n
Vehicle depreciation<\/td>\n\u26a0\ufe0f Partially borne if you buy it out<\/td>\n\u274c Entirely at the owner’s expense<\/td>\n\u2705 No loss \u2014 Nuvero takes the depreciation<\/td>\n<\/tr>\n
Resale management<\/td>\n\u26a0\ufe0f Possible but complex<\/td>\n\u274c To be handled yourself<\/td>\n\u2705 None \u2014 simple return<\/td>\n<\/tr>\n
Access to rare \/ bespoke models<\/td>\n\u26a0\ufe0f Limited to the lessor\u2019s models<\/td>\n\u274c Depends on your budget<\/td>\n\u2705 Yes, bespoke acquisition possible<\/td>\n<\/tr>\n
Flexibility to change<\/td>\n\u274c Long commitment<\/td>\n\u274c Resale required<\/td>\n\u2705 Free annual change<\/td>\n<\/tr>\n
Tax treatment (professionals)<\/td>\n\u26a0\ufe0f Partially deductible<\/td>\n\u274c Vehicle on the balance sheet, long depreciation<\/td>\n\u2705 Deductible rentals, no fixed asset<\/td>\n<\/tr>\n
Experience & customer service<\/td>\n\u26a0\ufe0f Standardised<\/td>\n\u274c No personalised service<\/td>\n\u2705 Luxury, concierge service, support<\/td>\n<\/tr>\n
Debt-to-income ratio<\/td>\n\u274c Debt-to-income ratio increased<\/td>\n\u274c Debt-to-income ratio increased<\/td>\n\u2705 Does not affect your debt-to-income ratio<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\"\" \"\"<\/p>\n

The model of your dreams thanks to our tailor-made subscription solution<\/h2>\n

Every car is a signature.
\nWe’re not talking about driving, but about living the exceptional.
\nLuxury is no longer about owning.
\nIt’s about being able to afford the privilege of change.
\nThe constraints of ownership are a thing of the past.
\nHere, you can change models as you please, without compromise, every year.
\nOur promise: total luxury, effortlessly.
\nEverything is taken care of. All that remains is pure, immediate pleasure.
\nThe Nuv\u00e9ro Club is not a service. It is a privilege.
\nBecause true luxury today is the freedom to enjoy it differently.<\/p>\n

Change your car. Keep the exclusivity.<\/strong><\/p>\n


\nContact an adviser
\n<\/a><\/p>\n

Les privil\u00e8ges de NUVERO<\/h1>\n

Aucun entretien<\/p>\n

Aucune contrainte<\/p>\n

Pas d\u2019assurance \u00e0 souscrire<\/p>\n

Tout est inclus<\/p>\n

Pas d\u2019apport obligatoire<\/p>\n

Tout est inclus<\/p>\n

Une mensualit\u00e9 claire<\/p>\n

comme un cr\u00e9dit\u2026 sans les inconv\u00e9nients.<\/p>\n

Une dur\u00e9e d’engagement<\/p>\n

de 12 mois<\/p>\n

Aucune perte li\u00e9e \u00e0 la d\u00e9cote<\/p>\n

Votre taux d\u2019endettement reste intact<\/p>\n

Les investissements restent possibles<\/p>\n

D\u00e9ductible en frais d\u2019entreprise<\/p>\n

Jamais sur le salaire<\/p>\n

Plus de revente \u00e0 g\u00e9rer<\/p>\n

Jamais<\/p>\n

Z\u00e9ro frais impr\u00e9vus<\/p>\n

Z\u00e9ro surprise<\/p>\n

Une solution souple<\/p>\n

Qui \u00e9volue avec vous<\/p>\n

Comparatif : Cr\u00e9dit classique vs LOA vs Nuv\u00e9ro<\/h2>\n

Avantages<\/p>\n

Cr\u00e9dit classique<\/p>\n

LOA<\/p>\n

Nuv\u00e9ro<\/strong><\/p>\n

Dette & endettement<\/p>\n

X<\/p>\n

X<\/b><\/p>\n

\u2713<\/em><\/p>\n

Apport obligatoire<\/p>\n

X<\/p>\n

X<\/b><\/p>\n

\u2713<\/em><\/p>\n

Entretien & assurance inclus<\/p>\n

X<\/p>\n

\u2243<\/b><\/p>\n

\u2713<\/em><\/p>\n

Dur\u00e9ee d’engagement<\/p>\n

X<\/p>\n

X<\/b><\/p>\n

\u2713<\/em><\/p>\n

D\u00e9cote et revente<\/p>\n

X<\/p>\n

\u2243<\/b><\/p>\n

\u2713<\/em><\/p>\n

Mensualit\u00e9 claire<\/p>\n

\u2243<\/b><\/p>\n

\u2243<\/b><\/p>\n

\u2713<\/em><\/p>\n

Avantage fiscal (pro)<\/p>\n

\u2243<\/b><\/p>\n

\u2243<\/b><\/p>\n

\u2713<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Subscription Comparison \u2014 LOA vs Credit vs Nuvero Subscription Criteria HP (Hire Purchase with Option to Buy) Car Loan Nuvero (Luxury Subscription) Initial deposit \u274c Deposit of 10 to 30\u00a0% \u274c Deposit of 10 to 20\u00a0% \u2705 No deposit required Commitment period \u274c Fixed 36 to 72\u00a0months \u274c Rigid 48 to 84\u00a0months \u2705 12\u00a0months, flexible […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3072","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nCustomised luxury car subscription | Nuvero<\/title>\n<meta name=\"description\" content=\"Luxury car subscription: 12 flexible months, no deposit required. Insurance, maintenance and taxes included. 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